Best used car deals 2020

The best used car deals: save thousands on city cars, SUVs and sportscars, with finance offers

BuyaCar team
Jan 31, 2020

If you’re looking for the best possible deal on your next car, then it’s hard to beat the value for money of a used model. Whether it's a pre-registered option with barely ten miles on the clock or a well-loved family car that's travelled up and down the country, it will have already lost a large chunk of it's initial value.

You could buy a large seven-seat Volvo XC90 for £30,000; a Mercedes C-Class for under £15,000, or spend less than £10,000 on a Volkswagen Golf, the choice is yours really, but you'll be making great savings no matter what you go for.

But it's not just about finding a car on the cheap. New car warranties typically last for between three and seven years, and so still apply to many used cars; recent models often have the same technology and equipment as those that are factory-fresh; and you can finance your used car, leaving you with more affordable monthly payments.

If you're interested in diesel, you may want to focus on cars that meet the latest emissions standard (known as Euro 6) to avoid being hit by diesel charges imposed by ULEZ and CAZ. These include every car first registered after September 2015 and some earlier models.

We’ve selected some of the best deals available below. All prices are taken from BuyaCar and finance offers generally include a deposit contribution, which cash buyers should add to the price.

Best used car deals

Used car deals under £5,000 or £100 per month

1. Fiat 500

Our pick Fiat 500 1.2 Pop
Latest Fiat 500 deals from £4,100
Monthly finance from £84

In 2014, the Fiat 500 was one of the ten best-selling cars in Britain, with more than 44,000 sold in that year alone. You’ll now find some of those 2014 cars available for less than £5,000, retaining all of the retro chic with which they rolled out of the factory.

Representative finance quotes start at less than £80 per month for entry-level Pop cars, and you can upgrade to a plusher Lounge model, which includes Bluetooth conectivity for your smartphone, for between £10 and £15 per month.


2. Renault Twingo

Our pick Renault Twingo 1.0 Play
Latest Renault Twingo deals from £4,995
Monthly finance from £93

The Renault Twingo is surprisingly cheap, with 2016 models dipping below the £5,000 mark, and with finance starting at less than £90 per month. It's a zippy city car with a small petrol engine - mounted at the back of the car - which provides reasonable fuel economy and acceleration at slower speeds.

It's not spacious, but adults will fit in the back without too much contortion and the car does have rear doors, so getting in is reasonable comfortable, at least. One reason for the low prices is likely to be lack of demand. Buyers have tended to prefer other city car rivals, such as the Volkswagen Up or Citroen C1, and Renault has announced that the car will no longer be sold as new. It's excellent news if you're looking for an affordale used model.


3. Volkswagen Up

Our pick Volkswagen Move Up 1.0
Latest Volkswagen Up deals from £4,490
Monthly finance from £91

Cheap, reliable and surprisingly spacious, the VW Up is one of the city cars by which all others are judged. There are plenty of four-year-old, low-mileage examples for less than £5,000 to choose from with representative finance payments of between £80 and £90 per month.

Cheapest are three-door cars, which are most common in this price bracket, in entry-level Take Up specification, which is cheap to insure. Most will be better off with the better-equipped Move Up model, which includes air conditioning, electric front windows and remote central locking, which weren't standard on the cheaper version.

Bluetooth came as standard with High Up cars. It's incorporated into a small dashboard module - check to ensure that it's included with the car and hasn't been lost.


Used car deals under £10,000 or £160 per month

1. Volkswagen Golf

Our pick Volkswagen Golf SE 1.4 TSI
Latest Volkswagen Golf deals from £7,750
Monthly finance from £129

There are plenty of four-year-old VW Golf models with reasonable mileages and with good specifications for less than £10,000. If that’s your budget then congratulations: you can afford an excellent car.

It will buy you a powerful petrol-engined Golf in SE trim, which comes with a touchscreen with digital radio and Bluetooth; air conditioning; adaptive cruise control and automatic emergency braking.


2. Nissan Qashqai

Our pick Nissan Qashqai 1.2 DiG-T Acenta
Latest Nissan Qashqai deals from £7,490
Monthly finance from £135

The current version of the Nissan Qashqai went on sale in 2014, and the earliest models are now available for well under £10,000, in mid-range Acenta trim. The Qashqai remains one of Britain’s best-selling cars, thanks to its comfort, practicality and build quality. It might look tall and chunky, but from behind the wheel, its light steering and good visibility make it as easy to drive as a Ford Fiesta.

An updated version of the crossover has just gone on sale, but there are no dramatic changes, so you shouldn’t feel short-changed by not having the very latest car. There are roomier rivals (particularly when it comes to boot space), such as the Seat Ateca and Peugeot 3008, and we’d avoid the noisy automatic cars, but otherwise, it’s a solid buy.


3. BMW 1 Series

Our pick BMW 118i M Sport
Latest BMW 1 Series deals from £8,300
Monthly finance from £153

Prices of used BMW 1 Series start at £9,000, and it doesn't take a great deal more money to buy an updated 2015 version of the car, with narrower lights (shown above) and more efficient engines.

Despite the price, it feels just as well enginered as the rest of the BMW range, with a reasonably comfortable ride, sharp and responsive steering, and a well-buuilt interior.


4. Mini Cooper

Our pick Mini Cooper Hatchback
Latest Mini Cooper deals from £6,499
Monthly finance from £127

If you rarely use your car’s rear seats and are looking for a motor that will put a smile on your face, then a Mini Cooper should be near the top of your list, especially as the current generation of the car is now available for much less than £10,000.

The zippy engine and quick steering give the Mini an energy that eludes many rivals, while the classic design and heavily-styled interior are a world away from the generic looks of many other small cars.


5. Hyundai ix35

Our pick Hyundai ix35 SE CRDI

Latest Hyundai ix35 deals from £7,771
Monthly finance from £151

With a five-year warranty from new, enormous boot and plenty of standard equipment, the Hyundai ix35 is a bargain for less than £10,000. Finance payments on some models sneak underneath the £160 per month bar too.

Opt for a diesel (CRDi) or petrol (GDI) 2015 model and you'll benefit from the best part of a year's warranty that remains, as well as its 591-litre boot, which is 160 litres larger than you'll find in a Nissan Qashqai. The ix35 was discontinued in 2015 and replaced by the Hyundai Tucson, so it doesn't feature the very latest technology, but it isn't outdated.

Entry-level S cars have air conditioning, alloy wheels and a USB connection for your phone. It's worth paying a little extra for an SE car, though, as these include Bluetooth for connecting your phone wirelessly; cruise control; rear parking sensors; and heated front and rear seats. SE Nav cars add sat-nav and a reversing camera on top of this.


Used car deals under £15,000 or £200 per month

1. Mercedes C-Class

Our pick Mercedes C220d BlueTec AMG Line Auto
Latest Mercedes-Benz C-Class deals from £10,897
Monthly finance from £174

Less thab £15,000 - or around £200 per month, will buy you a modern Mercedes C-Class in excellent condition, with reasonable mileage. This includes 2015 cars in Sport trim, which includes sat-nav, bright LED headlights and 17-inch alloy wheels.

The diesel engine in the popular C220d model isn't the quietest under acceleration but soon purrs along as you pick up the pace.

Automatic cars are much more desirable, thanks to their smooth gearchanges, while AMG Line trim makes the car look sportier with larger alloy wheels.


2. Kia Sportage

Our pick Kia Sportage 2 1.6 GDi
Latest Kia Sportage deals from £9,199
Monthly finance from £144

Kia’s seven-year warranty and reputation for practical design has always made the brand a sensible choice, but the current Sportage adds extra appeal, with an original design and steering that’s responsive and accurate, for smooth and involved driving. It's a rational choice too, thanks to a large boot and good rear legroom - plus that warranty, which transfers to the new owner when it’s bought as a used car.

The latest generation of the car was launched in 2016 and early models offer fantastic value, with finance repayments starting at £160 per month. Both petrol and diesel models cost from under £12,000.

Even entry-level ‘1’ models include alloy wheels, air conditioning, all-round electric windows and Bluetooth for connecting your phone wirelessly. Sat-nav and parking sensors come as standard on grade 2 and above.


3. Mazda CX-5

Our pick Mazda CX-5 2.2D Sport Nav
Latest Mazda CX-5 deals from £9,550
Monthly finance from £181

It might have been replaced by an all-new model but Mazda’s previous-generation CX-5 remains an excellent family car: an excellent example of a crossover that combines the strength of a traditional hatchback with the higher driving position and extra practicality of an off-road car.

It’s comfortable over bumps, but remains agile in corners, giving the driver confidence that it’ll go where it’s pointed. There’s plenty of space in the back and boot (compared with other family car rivals), and it’s well-equipped too, with alloy wheels, dashboard screen with Bluetooth and climate control on all cars.

But perhaps the biggest benefit is that all diesel CX-5 models comply with the latest Euro 6 emissions regulations, which means that they won't be affected by future inner-city clean air zones, including London's ultra low emission zone.

MAZDA CX-5 (2012-2017) BUYERS' GUIDE

4. Skoda Octavia

Our pick Skoda Octavia 1.4 TSI SE
Latest Skoda Octavia deals from £7,350
Monthly finance from £143

If your family hatchback feels cramped, then there's no need to buy a long estate car or a tall and chunky crossover: you just need a Skoda Octavia. The car is enormous, when you compare it to a Ford Focus or Vauxhall Astra, with a huge boot and plenty of legroom for passengers in the back. The economical engines and competitive pricing all combine to make it BuyaCar's best family hatchback.

It's an even bigger bargain as a used car too, with prices cheap by any standards. Newer petrol-powered Octavias, registered in 2018, start at £11,450 on BuyaCar, or from £175 a month on finance.. These are updated models with the distinctive four-headlight design and a modern touchscreen, which includes Apple CarPlay and Android Auto.

SE cars are worth the premium over the entry-level S specification, thanks to their standard cruise control, parking sensors and dual-zone air conditioning.


Used car deals under £20,000 or £275 per month

1. Range Rover Evoque

Our pick Range Rover Evoque 2.2 SD4 Pure Tech
Latest Range Rover Evoque deals from £17,500
Monthly finance from £266

Range Rover Evoque prices continue to fall, following the laucnh of a new model, making popular versions of this in-demand car affordable on a £20,000, or £250-per-month, budget. That now buys you an entry level (but still luxurious) Pure Tech car.

The latest Evoques are equipped with a quieter and smoother 2-litre TD4 diesel engine, which became available in 2015 and representative monthly payments start from around £300 - or around £24,000.


2. Audi Q3

Our pick Audi Q3 2.0 TFSI quattro SE S tronic
Latest Audi Q3 deals from £11,300
Monthly finance from £149

With the arrival of an all-new Audi Q3, the previous-generation has become a lot more affordable. You can pick one up a 2015 Audi Q3 foraround £15,000 but if your budget will stretch to it, then there are four-wheel drive, automatic cars available for a small premium. BuyaCar prices for these models currently start at £12,799.

Most 2015 cars are updated versions of the Q3, which have a more imposing front grille, with a black or chrome border that runs into the front lights. They may not feel as nimble to drive as a BMW X1 but it is spacious and comfortable.


3. Jaguar XE

Our pick Jaguar XE 2.0D R-Sport
Latest Jaguar XE deals from £12,248
Monthly finance from £197

You won't need anything like £20,000 for a high-specification version of Jaguar’s smallest saloon. It’s more than a match for the BMW 3 Series, thanks to its excellent blend of comfort, power and agility in corners.

The rear seats can be a little cramped if you’re taller than average, but there is plenty of room for children. R-Sport cars look the part, thanks to beefier front and rear bumpers, as well as larger alloy wheels.

All diesel XE cars should also meet the latest Euro 6 emissions regulations, so are unlikely to be hit by pollution charges. Even so, if you are looking at a 2015 car, it's worth double-checking to ensure that it’s compliant.


Used car deals under £25,000

1. Mercedes SLC

Typical Example Mercedes SLC 250d AMG Line
Latest Mercedes-Benz SLC deals from £17,440
Monthly finance from £225

Stylish top-down motoring can be yours this summer, as prices of 2016 and 2017 Mercedes SLC models dip below £25,000. Many of these cars have covered less than 5,000 miles and all have hard folding tops, which makes the model more secure when parked and cosier when it gets cold.

Look for cars with optional Airscarf heating, which are fitted with vents in the head restraints, that’ll blow warm air over your neck when you have the roof down on cooler days.


2. Volkswagen Golf R

Typical example VW Golf R
Latest Golf R deals from £16,100
Monthly finance from £245

Even if you know very little about cars, you’ll probably know that the Volkswagen Golf R is fast, fun and desirable. That recognition helps to boost demand on the used market, which means that there are few cut-price options.

However, a price of less than £24,000 for a Golf R with an automatic gearbox, plus a performance upgrade that boosts power and improves cornering, is a great deal. And because the car holds its value well, finance is reasonable by the standards of a car this powerful.


3. Alfa Romeo Giulia

Typical example Alfa Romeo Giulia 2.2 JDTM-2 180PS Super auto
Latest Alfa Romeo Giulia deals from £16,995
Monthly finance from £254

Alfa Romeo’s sporty family saloon car is available with decent savings as a nearly-new car. Avoid the temptation of the high-performance Quadrifoglio model (and its £58,000 used price tag), and you’ll find diesel-powered versions of the stylish and fun-to-drive Giulia starting from well under £25,000.

It’s powerful but pleasingly economical, and if you drive carefully (easier said than done), fuel economy can reach around 50mpg.


4. Audi A6 Allroad

Our pick Audi A6 Allroad
Latest Audi A6 Allroad deals from £18,950
Monthly finance from £333

Audi’s most understated luxury car isn’t as well known as its small hatchbacks or large SUVs, but many owners consider it the best car in the range.

It’s based on the standard A6 Avant estate, but has been raised up, fitted with four-wheel drive and clad in extra protection underneath. This gives it as much off-road ability as most owners will ever need while sat in the leather-clad interior. It’s a genuinely upmarket car for an affordable price.


Used car deals over £25,000

1. Volvo XC90

Our pick Volvo XC90 D5 Momnetum
Latest Volvo XC90 deals from £25,198
Monthly finance from £368

Having now been on sale for four years, Volvo's large seven-seat XC90 is now falling into the range of buyers with a budget of around £30,000 or £400 per month. Although the car has recently been updated, the changes are so minor that few drivers will spot the differences between an early 2015 model and a brand new car.

More importantly, you get the benefits of a spacious interior for five passengers and an extra third row for two people who'll need to be small, or comfortable in tight spaces.

Driving is a relaxing experience, with a comfortable ride - particularly with more expensive models that are fitted with air suspension - and a minimalist dashboard with high-quality wood and metal fittings, that has a calming effect on occupants.


2. Porsche Boxster

Our pick Porsche Boxster 3.4 S
Latest Porsche Boxster deals from £31,000
Monthly finance from £553

Buy used and you may just get the best Boxster that Porsche will ever make. That’s because the latest version of the two-seat convertible has been fitted with a small four-cylinder turbocharged engine, which is more powerful and economical than the six-cylinder motor in cars that were built before 2016.

But many think that the turbocharger has ruined the car, making it quieter and with acceleration that’s too smooth to make the driver feel fully involved, unlike the characterful six-cylinder engine.

For less than £35,000, you could have a low mileage, pre-2016, Porsche Boxster S, which has more power than the basic car and a glorious exhaust soundtrack whenever you press the accelerator.



Read more about:

Latest deals

  1. Best new car deals

  2. BuyaCar deals of the week

  3. Best pre-registered SUV deals 2020

What our customers say